AU is a dream that was started 25 years ago by Mr. Sanjay Agarwal, a merit holder Chartered Accountant and a first-generation entrepreneur.

Founded in Jaipur in 1996 as Au Financiers, a non-deposit taking Non-Banking Finance Company (NBFC), it effectively worked on funding economic growth, especially for the under-served and un-served low & middle-class individuals. For over two decades we provided secured funding to customers largely in Vehicle Loan, Business Loan and Housing Loan segments while organically spreading our geographical presence. In 2015, when RBI came out with the Small Finance Bank licensing guidelines, AU was the strongest of the 10 selected entities out of 74 applicants to receive this coveted license thanks to its strong foothold and proven track record. Au Financiers transformed into AU Small Finance Bank in April 2017 and the same year we registered a stellar listing while earning trust of renowned investors.

Today, we stand tall as a Scheduled Commercial Bank and a Fortune India 500 Company that is enabling a convenient banking experience with many industry-first initiatives. As a retail focused bank constantly innovating to make banking simple for its customers, AU Bank is now moving towards being a digitally led Bank with pan India presence. As we grow, we continue to be farsighted and align the interest of our community at large.

Throughout our journey we have focused on solutions, completely based on our customers’ needs. Our transformation, from being a finance company to a bank, which provides a place for safe keeping, is a reflection of many things that AU stands for:

• Inclusiveness
• Progress for all
• Simplicity
• Action and urgency