FINO PayTech Limited (FINO PayTech) is the holding company of Fino Finance Pvt. Ltd. FINO PayTech was incorporated in 2006 to develop banking technology solutions that enable financial institutions to cater to the unbanked and economically marginalized. The ownership of the Company is largely held among institutions including Bharat Petroleum Corporation Limited (BPCL), ICICI Bank, International Finance Corporation, Life Insurance Corporation of India, ICICI Lombard, and ICICI Prudential, the Black Stone Group, Intel Capital. The FINO Group started its Payment Bank (FINO Payments Bank) operations in June 2017.